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What exactly is a Eurobond? Well, it's a bond which is issued as well as traded in a different country from the one where its currency is denominated. The funny thing is that a Eurobond does not necessarily have to originate or circulate only in Europe. Most Eurobonds however, are issued for trade by investors in Europe.

Now this can get quite creative. You could have a Eurobond denominated in US dollars but an Australian company can issue them in Japan. Or you could have the French issuing these bonds that are traded in Japanese markets. Look at Wal-Mart for example. They issue these bonds which are denominated in US dollars but sell in the exchanges in Germany! What's more, the Iran government floats them too.

Categories : Bonds, Finance
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In these days of record high fuel prices affecting already stretched budgets, many of us are looking for tips on fuel savings. Unfortunately, most tips are “no-brainers”.

Some suggest staying within posted speed limits because “…the faster you drive, the more fuel you use.” Daah !!! Explain that to a teenager!

Oh, here’s one – “combine errands”. Come on, anyone who runs a household figured that one out eons ago, just to maintain sanity.

Categories : Finance, Households
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Mar
27

Do You Know What A Bond Is?

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When you needed something and you didn't have the money to buy it, what did you do? You went out, borrowed, bought whatever you wanted and then returned the money with interest.

Well companies and corporations need money too – to expand, to better their technology, to hire more people, whatever. Most commercial enterprises need money for various things to run their business. Unlike you or me, commercial ventures have a choice when it comes to borrowing. They can borrow from the bank or they can release more ‘stock' into the market. Or of course, they can borrow from you and me. This is really what a bond is all about. The people lend the money and they get a bond in return. This bond really is a promise that they will get paid back.

Categories : Bonds, Finance
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Mar
27

Money Saving Car Tips

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Today with soaring gas prices it's more important than ever to pay attention to the little things that can help your car to run more efficiently, hence saving you money. You can turn this into a win-win situation for you and for your car.

The first tip to saving money on your car is keeping it's engine properly tuned up. A car engine that isn't running efficiently can use up to 30 more fuel than a car engine that is properly tuned. Follow your car manufacturers guidelines for servicing your car.

Categories : Finance, Households
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Mar
27

Cash Advance Fee

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Most credit card companies will charge you a fee for cash advances. These fees can vary but are usually somewhat hefty. Not only will they charge you a one-time fee, but the interest rate for this money will be at a considerably higher rate. Plus, unlike a regular purchase, where interest begins accruing after some grace period passes, cash advances accrue interest charges from day one.

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President Bush in April signed into law The Bankruptcy Abuse and Consumer Protection Act. This bill promises many changes to law, and will make it more difficult for the average person in financial trouble to have debts removed with bankruptcy. Recent social and economic changes indicate that those considering a bankruptcy should do so now, as the queue is getting longer.

Categories : Finance, Loan
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Mar
27

Simple Car Maintenance Tips

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You drive your car everyday. Do you pay attention to it? Do you feel that slight shimmy in the front end? Is there a new knocking sound under the hood? Is there a rattle in the dashboard? No one knows your car better than you do. If you feel something different, or if it isn't handling correctly take it to your mechanic. It could be something as simple as a tire out of alignment, or perhaps a loose belt. It's always best to find any small problem before it becomes a large one.

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Mar
27

Auction Seller Guide To Success

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When its time to clean-up around the house, some people have a hard time deciding what to keep and what to throw out.
What they need is an incentive.

How about collecting cash from stuff that was collecting dust?

You can do this by auctioning-off your unwanted or no longer needed items on eBay. eBay is the largest online market
place of its kind. If you are considering this, then you need to gain some basic knowledge of the listing process.

Here is a 10-item checklist to go over before you begin selling:

1. Look at Other Seller Listings

Categories : Business, Opportunity
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Mar
27

15 Top Ways to Save Money

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Every day we are bombarded with messages telling us how to save money. Zero percent down, half off and two for one are commonplace announcements blasted at us through television, radio and billboards.

As relentless as these commercials are the reality is that very few of these solicitations will actually save us money.

Quite the contrary, they are designed as a call to action to grab your credit card and spend, spend, spend!

Can you spend wisely and have more savings? Yes, you can. But, you need to train yourself to be a disciplined buyer and learn to become an intelligent saver.

Categories : Finance, Households
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Introduction

There are many misconceptions about credit scores out there. There are customers who believe that they don't have a credit score and many customers who think that their credit scores just don't really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting some apartments.

The truth is, of you have a bank account and bills, then you have a credit score, and your credit score matters more than you might think. Your credit score may be called many things, including a credit risk rating, a FICO score, a credit rating, a FICO rating, or a credit risk score. All these terms refer to the same thing: the three-digit number that lets lenders get an idea of how likely you are to repay your bills.

Categories : Debt, Finance
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